The purpose of a disclaimer is to let your client or customer know in very clear terms what their responsibility is and what is not your responsibility. Let’s face it. There are some people who do some very silly things. Things you would not expect. The Darwin Awards are full of them! You do not want to be legally responsible for the actions of other people that you could not possibly predict, and even those actions that you might predict.
The thing is, consumer protection laws around the world are written to protect consumers. It is assumed that if you are in business then you know more than your customers and should take steps to protect them.
Under consumer protection laws you have responsibilities to your customers that cannot be avoided through by using a website disclaimer. In fact, if you try and avoid your consumer responsibilities, then your website disclaimer can be deemed void and you can be fined – which defeats the whole purpose of having a disclaimer in the first place!
Limit your liability using disclaimers